1) Read Becoming Your Own Banker at least once

2) Thoroughly vet the IBC process

3) Go through the process quickly

4) Develop the best capitalized systems

1) Sometimes Becoming Your Own Banker

2) Mostly vet the IBC process

3) Go through the process slowly

4) Develop mediocre capitalized systems

1) Rarely read Becoming Your Own Banker

2) Don’t hardly vet the IBC process

3) Go through the process rather quickly

4) Develop poorly capitalized systems and don’t know how to use them

1) Don’t ever read Becoming Your Own Banker

2) Don’t vet the IBC

3) Never make it through the process

4) Remain dependent on other bankers